Juan F. Pérez-Carballo Veiga is an industrial engineer, a Doctor of Business and Economic Sciences and has a diploma in Business Administration, Finance and Economics in the electricity sector. At present, he is director general of CONVERTHIA (Centre for Business Evaluation and Development). He has also been: director general of the Centro Nacional de Innovación (National Centre for Innovation), financial director of Repsol Butano, assistant director of Desarrollo Corporativo del INI, manager of the Arthur Young Consultancy and director of training prgrammes at the EOI. He combines his consultancy work with teaching as a guest lecturer at various Spanish business schools and universities and is a regular speaker at businesss courses and conferences. He is also a member of the American Finance Association and the Instituto Español de Analistas Financieros.